Cybercrime is a continuous global threat to many industries. The risk associated with it is forcing the firms to spend large amount of money in hiring new technologies, devices and experts to combat it. Verizon Data Breach Investigations Report (DBIR) is the leading source of information about the cybercrime and security breaches, according to which 100,000 incidents of cybercrime have been observed across many industries this year. When a business becomes a victim of cybercrime, its employees, shareholders and customers also get affected. The major attack patterns identified by the report are: insider and privilege misuse, denial of service (DoS) attacks and web application attacks.

To know more, please click on the following link: https://hbr.org/sponsored/2016/04/data-breaches-arent-just-an-it-issue

Any movement or step taken by a business often becomes the headlines of the press, thus helping experts in accessing the risk factor.Risk exhibits a situation of danger or loss to a business. It is a fundamental factor that every entrepreneur takes into consideration while aiming for profits, thus it becomes necessary for every business to assess the risks involved in various activities. Most of the businesses use their quantitative data to evaluate and analyse their risk component on one hand. On the other hand, they also use information and articles released by the press for the same.

Read more at: https://pdfs.semanticscholar.org/6d3a/508a0f788b40273498283e86c62ac39cc84f.pdf

Small business enterprises (SBE) have a large  contribution as compared to the large business enterprises (LBE) in  the economy of a nation. Personal Asset is something of value that a person or a business, whether small or large owns.On one hand, assets and resources of a small business enterprise have been proved to be an important source of support to them, through which credit accessibility becomes more convenient for them. But on the other hand, price fluctuations of the assets of SBE and financial institution’s lending policies make the differences for these SBE in accessing the credit.

Read the whole article at: http://www.frbsf.org/community-development/files/moon_john.pdf