Investors ask these questions before investing like: “Have I picked up the right schemes?” or “Should I change my portfolio?” Here are a few major mistakes noticed during interactions with some investors. 1) Starting without any clue, 2) Focus on returns, 3) Portfolio full of top performers, 4) Novices looking for jackpot 5) A dozen schemes for diversification. Finally, always focus on your goals, investment horizon and risk profile while choosing a scheme. Read more at:  http://economictimes.indiatimes.com/mf/analysis/how-to-pick-the-right-equity-mutual-fund-schemes/articleshow/59381480.cms

All organizations face pressure to improve performance. This is difficult as there exists risks which reshapes the businesses. As the risks become more intertwined, managing them becomes difficult and leads to chaos. GRC helps the businesses to achieve task of managing everything under one umbrella. GRC helps simplify the complex and huge data. Most businesses are implementing AI systems to speed up the investment decisions. Systems will be able to automatically collect data from various data streams and channels. Also analyze it against the company’s existing datasets and operations, making suggestions regarding the changes. As technology evolves, algorithms improves and probability of errors reduce. Cyber risk is a new threat. As companies face greater pressure a more advanced GRC technology is to be adopted. Read more at: http://www.itproportal.com/features/the-road-ahead-the-coming-rise-of-artificial-intelligence-in-governance-risk-and-compliance/

Any movement or step taken by a business often becomes the headlines of the press, thus helping experts in accessing the risk factor.Risk exhibits a situation of danger or loss to a business. It is a fundamental factor that every entrepreneur takes into consideration while aiming for profits, thus it becomes necessary for every business to assess the risks involved in various activities. Most of the businesses use their quantitative data to evaluate and analyse their risk component on one hand. On the other hand, they also use information and articles released by the press for the same.

Read more at: https://pdfs.semanticscholar.org/6d3a/508a0f788b40273498283e86c62ac39cc84f.pdf

Investment consultants have been working for hours researching and investing in asset classes like stocks, real estate, commodities and bonds. But all these asset classes pale in comparison to human capital. Human capital is the present value of your future salary. It is the most valuable asset in young age. With a professional and desirable skill set, you will always get a fair salary no matter how much inflation, your country is suffering. Everything you do to increase your earning ability like getting a higher degree, taking certification courses, all comes under investing in human capital. Like any other capital, human capital has also risked associated with it like - death or disability risk; professional competency risk. Read the full article here: http://www.investopedia.com/articles/younginvestors/09/human-capital.asp

An article by Ryang Huang, Editor at ZDNet's Asia/Singapore, conveys that there will be both practical and commercial risks when choosing a cloud service which can be mitigated by focusing on the service contract. He also mentioned that the service contract must enable organizations to comply with their own obligations. Also, the service contract should include a plan detailing the steps to be taken on exit and how data will be extracted from the vendor. As cloud services may involve the use of software and other intellectual property rights under a license, organizations could be dragged into a legal dispute in the event of third party claims of infringement against the cloud service provider.

To gather better insights in this aspect follow http://www.zdnet.com/how-to-manage-contractual-risks-in-cloud-computing-7000027568/ 

Most banks nowadays implement Analytics intensively to gain insights from their customers’ data. By generating reports with the help of queries and analytical tools, questions are answered for better decision makings. But still formulating and testing the hypotheses, tuning the model and tweaking the data structures are being done manually. Though much of the work is done by computers, the main part, which is thinking requires human intervention.

But, all these are set to change with the help of Cognitive Computing and Analytics. So, what is cognitive computing? Cognitive computing is the ability to master natural language processing and draw deductions that are not typically possible.

To provide impetus to the growth of its products and services, Global financial services firm DBS Bank has redefined its financial operations with the power of Cognitive Computing and Analytics and they are bearing fruits from it. Read more at http://www.baselinemag.com/analytics-big-data/bank-turns-to-cognitive-computing-and-analytics.html  on how they are doing so.