When it comes to risk management, it is often observed that the companies either implement blanket management programs applying the same strategies to all employees, or use the "squeaky wheel approach" focusing primarily on at-risk employees. However, both the approaches result in inefficiency. Thus, a strategic employee-specific management program can be adopted to identify the at-risk employees. Such a program monitors the employees for subtle and almost undetectable changes that are indicative of risky behavior and this is where predictive analytics model is of immense help. Predictive modeling enables the manager to identify not only the high-risk employees, but also the cause behind a particular incident.  Predictive modeling is fast becoming an indispensable tool for mitigating risk, retaining top talent, and building long-lasting relationship with the employees. Read More:- http://www.natlawreview.com/article/mitigating-risk-predictive-modeling